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With the increasing popularity of credit cards, it is important to know how to us...Banks typically offer credit card APRs in the range of 19% to 28%. According to the Federal Reserve’s most recently available data as of November 2023, the average interest rate for U.S. credit ...Capital One Platinum Secured Credit Card. Secured cards are ideal first-time credit cards because they’re typically easier to get approved for. This …Why We Like It: The best credit card for people with no credit is Chase Freedom Rise℠ because it has a $0 annual fee and rewards cardholders with 1.5% cash back on all purchases. Plus, you can qualify with limited or no credit history. What We Don’t Like: The card’s high APR is its biggest shortcoming, and you can avoid interest charges …
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